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Real Estate

Extension of lien annotation: deadlines, requirements and risks for creditors

Lien annotations last 4 years and are renewable. If they expire, the creditor may lose their guarantee. The DG establishes doctrine on which...

27 Apr 2026 · 6 min Read more

Real Estate

Extension of embargo annotation: 4-year deadline and keys for creditors

Embargo annotations expire after 4 years. The DGSJFP establishes doctrine on registry extension: keys to not lose guarantee priority.

27 Apr 2026 · 6 min Read more

Real Estate

Suspended mortgage clauses: what the Registry records in 2026

The DGSJFP establishes in 2026 which mortgage clauses are registrable under Law 5/2019. Banks and borrowers must review their deeds.

27 Apr 2026 · 5 min Read more

Real Estate

State Housing Plan 2026-2030: subsidies, requirements and opportunities for developers

The State Housing Plan 2026-2030 activates rental, ownership and rehabilitation programs with multi-year investment. Developers, young peopl...

23 Apr 2026 · 5 min Read more

Real Estate

Santander Consumer Finance's New Type K Contract: What Changes in 2026

Santander Consumer Finance updates its type K contract for movable asset financing as of April 8, 2026. New APR clauses, pre-contractual inf...

22 Apr 2026 · 6 min Read more

Real Estate

New Santander Consumer Finance leasing contract 2026: what changes

Santander Consumer Finance updates its official financial leasing model (model H). New contracts will include revised terms. Review the term...

22 Apr 2026 · 6 min Read more

Real Estate

Tasalia loses its accreditation: what to do if you used this appraiser

Tasalia Sociedad de Tasación loses its official accreditation as of April 8, 2026. Its appraisals no longer have mortgage validity. Take act...

20 Apr 2026 · 6 min Read more

Real Estate

Col·lectiu Arquitectes Taxadors loses its authorization: what your clients must do

Col·lectiu Arquitectes Taxadors SA loses its official authorization as of April 8, 2026. Its clients must hire a new appraiser registered in...

20 Apr 2026 · 6 min Read more

Real Estate

Rental Reference Price Index 2026: What Changes for Landlords in Stressed Areas

The rental reference price index is updated as of April 16, 2026. Landlords in stressed areas must adjust rents or clauses exceeding it will...

20 Apr 2026 · 5 min Read more

Real Estate

IBI and IAE 2026: tax compensation for municipalities with floods in Andalusia and Extremadura

Municipalities in Andalusia and Extremadura affected by floods will receive state compensation for tax benefits in IBI and IAE applied in 20...

20 Apr 2026 · 5 min Read more

Real Estate

Mortgage interest rates April 2026: what indices does the Bank of Spain publish

The Bank of Spain publishes the official mortgage reference indices for April 2026: EURIBOR, MIBOR and more. Check how it affects your varia...

18 Apr 2026 · 6 min Read more

Real Estate

Early mortgage cancellation 2026: what indices does the bank use to charge you

The Bank of Spain publishes the official indices for Q1 2026 to calculate compensation in early cancellations of fixed and mixed-rate mortga...

13 Apr 2026 · 6 min Read more

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