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Real Estate

Mortgage foreclosure blocked: the procedural error preventing registration in the Property Registry

A procedural error in the presentation of the court order under art. 688 LEC can block the registration of a mortgage foreclosure adjudicati...

08 Jul 2026 · 7 min Read more

Real Estate

Lien on Property Register: postal mail does not save expired annotation

If the extension order arrives at the Property Register after the lien annotation expires, the registrar can reject it even if it was sent b...

08 Jul 2026 · 7 min Read more

Real Estate

Appeal against property register entries: DGSJFP closes administrative route for already registered mortgages

The DGSJFP confirms that no governmental appeal is available against entries already made in the Property Register. If the mortgage is regis...

08 Jul 2026 · 7 min Read more

Real Estate

Georeferenced property registration: only courts can annul it

If the Property Registry has already registered the georeferencing of a neighboring property, you cannot annul it by appeal: only the judici...

08 Jul 2026 · 7 min Read more

Real Estate

Tourist rental denied by the Registry: what happens if bylaws prohibit it

The Property Registry can block your tourist rental number if your community's bylaws prohibit it. This is confirmed by the January 2026 res...

08 Jul 2026 · 7 min Read more

Real Estate

IRS Rates July 2026: How Much It Will Cost You to Cancel Your Fixed-Rate Mortgage Early

The Bank of Spain publishes IRS rates for June 2026: from 2.633% at 1 year to 3.224% at 20 years. Key information to calculate compensation ...

07 Jul 2026 · 7 min Read more

Real Estate

Decree-law 6/2026: simplified urban planning and regularization of buildings in 587 rural municipalities of Catalonia

587 Catalan municipalities with fewer than 2,000 inhabitants can regularize rural buildings and expand them up to 150 m² from July 7, 2026. ...

07 Jul 2026 · 7 min Read more

Real Estate

Public debt interest rate 2-6 years: 2.823% in June 2026 — what changes for your mortgage

The Bank of Spain sets at 2.823% the yield rate of public debt for 2-6 years in June 2026. Discover if your loan or mortgage is referenced t...

03 Jul 2026 · 7 min Read more

Real Estate

Euribor June 2026 at 2.798%: how it affects your variable-rate mortgage

The one-year Euribor stands at 2.798% in June 2026. Discover how it affects your variable-rate mortgage and what payment you can expect at t...

02 Jul 2026 · 7 min Read more

Real Estate

ICO Guarantees for First Home Extended Until 2027 with New Wealth Limit

The State extends until December 31, 2027 ICO guarantees to purchase a first home. New requirement: maximum net assets of €150,000. 8,549 op...

02 Jul 2026 · 6 min Read more

Real Estate

Mortgage law in business loans: when it applies if there are individual guarantors

If your company requests a mortgage loan with personal guarantors, the registrar may block the registration if the transparency requirements...

01 Jul 2026 · 7 min Read more

Real Estate

Tax auctions: the Property Registry must incorporate the cadastral reference without a separate certificate

If you acquire a property in an AEAT auction, the Property Registry must incorporate the cadastral reference directly from the title, withou...

01 Jul 2026 · 7 min Read more

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