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Real Estate

IRS Rates July 2026: How Much It Will Cost You to Cancel Your Fixed-Rate Mortgage Early

The Bank of Spain publishes IRS rates for June 2026: from 2.633% at 1 year to 3.224% at 20 years. Key information to calculate compensation ...

07 Jul 2026 · 7 min Read more

Real Estate

Decree-law 6/2026: simplified urban planning and regularization of buildings in 587 rural municipalities of Catalonia

587 Catalan municipalities with fewer than 2,000 inhabitants can regularize rural buildings and expand them up to 150 m² from July 7, 2026. ...

07 Jul 2026 · 7 min Read more

Real Estate

Public debt interest rate 2-6 years: 2.823% in June 2026 — what changes for your mortgage

The Bank of Spain sets at 2.823% the yield rate of public debt for 2-6 years in June 2026. Discover if your loan or mortgage is referenced t...

03 Jul 2026 · 7 min Read more

Real Estate

Euribor June 2026 at 2.798%: how it affects your variable-rate mortgage

The one-year Euribor stands at 2.798% in June 2026. Discover how it affects your variable-rate mortgage and what payment you can expect at t...

02 Jul 2026 · 7 min Read more

Real Estate

ICO Guarantees for First Home Extended Until 2027 with New Wealth Limit

The State extends until December 31, 2027 ICO guarantees to purchase a first home. New requirement: maximum net assets of €150,000. 8,549 op...

02 Jul 2026 · 6 min Read more

Real Estate

Mortgage law in business loans: when it applies if there are individual guarantors

If your company requests a mortgage loan with personal guarantors, the registrar may block the registration if the transparency requirements...

01 Jul 2026 · 7 min Read more

Real Estate

Tax auctions: the Property Registry must incorporate the cadastral reference without a separate certificate

If you acquire a property in an AEAT auction, the Property Registry must incorporate the cadastral reference directly from the title, withou...

01 Jul 2026 · 7 min Read more

Real Estate

Registration denied in San Javier: 3 errors that block your property sale

A property sale blocked at the Registry due to unverified NIE, cadastral area (521 m²) differing from registered area (735 m²), and property...

01 Jul 2026 · 7 min Read more

Real Estate

Zombie companies with revoked CIF: the Commercial Registry cannot cancel them without public deed

The Commercial Registry cannot cancel inactive SL with revoked CIF through private request. Discover what alternatives exist and what admini...

01 Jul 2026 · 7 min Read more

Real Estate

Mortgage suspended in Berga: abusive opening commission and 20% capital retention

The Berga property registrar suspended a €37,700 mortgage by retaining €7,700 in commissions and appraisal fees. The DGRN delimits the scope...

01 Jul 2026 · 7 min Read more

Real Estate

Resolutory condition on real estate: what the registrar can require in 2026

The DGSJFP requires the registrar to admit the reinscription of an industrial building after non-payment with an inscribed resolutory condit...

01 Jul 2026 · 6 min Read more

Real Estate

Property Registration: The Registrar Cannot Suspend It Solely Due to a Neighbor's Complaint

The DGSJFP clarifies that mere opposition from an adjacent property owner is not sufficient to suspend a property registration: the registra...

01 Jul 2026 · 6 min Read more

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