Canceling a unilateral mortgage requires court judgment or public deed with creditors' consent
22 Oct 20261 views
Who is affected:
Companies in bankruptcy proceedings that have fulfilled payment conventions with registered mortgages
Summary
The DGSJFP confirms that proving payment of a debt is not sufficient to cancel a mortgage in the registry. An express court order or public deed with the consent of creditors is required.
Detailed analysis
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The Directorate General for Legal Security and Public Faith dismisses a company's appeal that sought to cancel a unilateral mortgage by providing only certified copies of bankruptcy judgment and documentation of convention payments. In accordance with articles 82 of the Mortgage Law and 179 of the Mortgage Regulations,…
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Resolución de 17 de junio de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación negativa emitida por la registradora de la propiedad de León n.º 4 con ocasión de la solicitud de cancelación de una hipoteca unilateral, por faltar resolución judicial expresa de dicha cancelación o consentimiento en escritura pública de los acreedores hipotecarios.
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