The Property Registry requires judicial resolution or public deed to cancel a unilateral mortgage, even if paid
22 Oct 20261 views
Who is affected:
Companies in bankruptcy proceedings and mortgage debtors wishing to cancel mortgages in the registry
Summary
A company could not cancel its mortgage in the registry with payment documents alone. An express judicial sentence or public deed with creditor consent is required.
Detailed analysis
PRO
The Directorate General for Legal Security and Public Faith resolves an appeal against the negative qualification by the Móstoles Property Registry No. 3, which denied the cancellation of a unilateral mortgage established under a bankruptcy agreement. The company provided certified copies of sentences and payment docum…
PRO exclusive content
Implicaciones prácticas, plazos y recomendaciones específicas para tu sector.
Resolución de 17 de junio de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación negativa emitida por la registradora de la propiedad de Móstoles n.º 3 con ocasión de la solicitud de cancelación de una hipoteca unilateral, por faltar resolución judicial expresa de dicha cancelación o consentimiento en escritura pública de los acreedores hipotecarios.
A private party attempted to have the Algeciras registrar suspend the registration of inheritance deeds alleging irregularities. The General Directorate resolve...
Heirs, private parties in succession disputes and property registrars
A co-owner attempted to prevent registrations in the Property Register with a private document. The General Directorate confirms that only public documents can ...
Co-owners, heirs and individuals seeking to oppose registration entries
The General Directorate resolves that if the will expressly disinherits daughter and grandchildren with legal cause, their intervention is not necessary to regi...
Heirs and notaries in inheritance partitions with disinheritance of legitimaries
The DGSJFP confirms that proving payment of a debt is not sufficient to cancel a mortgage in the registry. An express court order or public deed with the consen...
Companies in bankruptcy proceedings that have fulfilled payment conventions with registered mortgages
A registrar rejects registering a property adjudicated at auction for municipal debts because the true owner acquired it by exercising a registered purchase opt...
Tax administrations executing attachments, adjudicatees in administrative auctions and holders of registered purchase options
The DGSJFP resolves that an administrative document of sale with original handwritten signature is valid for registration in the Property Registry without requi...
Public Administrations that transfer real estate and property registrars