Real Estate BOE Importance: 4/10

The Property Registry requires judicial resolution or public deed to cancel a unilateral mortgage, even if paid

22 Oct 2026 1 views
Who is affected:
Companies in bankruptcy proceedings and mortgage debtors wishing to cancel mortgages in the registry

Summary

A company could not cancel its mortgage in the registry with payment documents alone. An express judicial sentence or public deed with creditor consent is required.

Detailed analysis PRO

The Directorate General for Legal Security and Public Faith resolves an appeal against the negative qualification by the Móstoles Property Registry No. 3, which denied the cancellation of a unilateral mortgage established under a bankruptcy agreement. The company provided certified copies of sentences and payment docum…

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Full official title

Resolución de 17 de junio de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación negativa emitida por la registradora de la propiedad de Móstoles n.º 3 con ocasión de la solicitud de cancelación de una hipoteca unilateral, por faltar resolución judicial expresa de dicha cancelación o consentimiento en escritura pública de los acreedores hipotecarios.

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