Real Estate BOE Importance: 4/10

The Supreme Court clarifies how to cancel Santander mortgages with anticipated power of attorney without notarized signature

01 Jul 2026 11 views
Who is affected:
Mortgage debtors, banking entities and notaries processing mortgage cancellations

Summary

The DGSJFP resolves a matter on whether it is valid to cancel a Banco Santander mortgage using an anticipated power of attorney without notarial authentication of the zero balance certificate signature.

Detailed analysis PRO

The Dirección General de Seguridad Jurídica y Fe Pública analyzes the registrar's refusal to register a cancellation of a Banco Santander mortgage granted through an anticipated power of attorney mechanism. The bank had granted in 2024 a deed that allowed debtors to unilaterally cancel the mortgage if the bank sent to …

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Full official title

Resolución de 19 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la negativa de la registradora de la propiedad de Valencia n.º 8 a inscribir una escritura de cancelación de hipoteca.

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Affected sectors

Self-employed SMEs

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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