Key data
| Regulation | Resolution of April 8, 2026, from the Bank of Spain, publishing the removal from the Special Register of appraisal companies of Tasalia Sociedad de Tasación, SA |
|---|---|
| Publication | April 20, 2026 |
| Effective date | April 8, 2026 |
| Affected entity | Tasalia Sociedad de Tasación, SA |
| Affected register | Special Register of appraisal companies of the Bank of Spain |
| Affected parties | Financial institutions, individuals and companies that used Tasalia's appraisal services |
| Category | Real Estate |
| Year | 2026 |
If you had contracted an appraisal with Tasalia Sociedad de Tasación, SA or depended on its reports to close a mortgage operation, this resolution directly affects you. As of April 8, 2026, Tasalia has been removed from the Special Register of appraisal companies of the Bank of Spain, which means it has lost its authorization to issue appraisals with official validity.
The resolution was published in the BOE on April 20, 2026, but the removal is effective from April 8. Any report issued by Tasalia after that date has no validity for mortgage purposes or for regulated operations in Spain.
What does this regulation establish?
The Bank of Spain publishes the definitive removal of Tasalia Sociedad de Tasación, SA from the Special Register of appraisal companies. This register is the official mechanism through which the Bank of Spain authorizes entities to issue appraisals with legal validity in the Spanish mortgage market.
Registration in this register is an essential requirement to operate in the real estate appraisal market for mortgage purposes in Spain. Without it, appraisal reports issued by a company have no legal effect for the purposes of:
- Mortgage operations (granting loans with real estate guarantees)
- Regulated operations that require official appraisal
- Any process in which regulations require a report from an accredited appraiser
The removal from the register means that Tasalia loses this authorization permanently, and its reports cannot be used for any of the above purposes from April 8, 2026 onwards.
Economic and operational impact
The most immediate impact is operational: ongoing operations that depend on reports issued by Tasalia are at risk of being blocked. This can result in delays in closing mortgage operations, additional costs due to duplicate appraisals, and in the worst case, loss of conditions agreed with financial institutions if deadlines are missed.
From an economic perspective, those affected will have to bear the cost of a new appraisal with an accredited company. This cost varies depending on the type of property and the appraiser selected, but represents an unforeseen additional expense that can impact the viability of already negotiated operations.
For financial institutions that regularly worked with Tasalia, the removal implies reviewing their internal processes and updating their panel of accredited appraisers to prevent future operations from being compromised.
Who does it affect?
- Individuals with ongoing mortgage operations who have commissioned an appraisal from Tasalia: their reports are no longer valid and must repeat the appraisal with another accredited entity.
- Companies that have contracted appraisals with Tasalia for real estate financing operations or assets as collateral: they must verify whether their reports remain valid or have become void.
- Financial institutions that included Tasalia in their approved appraiser panel: they must update their internal lists and communicate the change to their risk and operations teams.
- Advisors and real estate agents who recommended Tasalia to their clients: they must update their recommendations and refer to appraisers active in the Bank of Spain's register.
- Real estate developers with projects in the financing phase that depend on Tasalia appraisals: they must verify the status of their reports and act urgently if there are pending closing operations.
Practical example
A real estate development company is scheduled to close financing for a residential project in May 2026. To do so, it commissioned the appraisal of assets from Tasalia Sociedad de Tasación, SA in March. The report was delivered on April 5, 2026, three days before the official removal.
In this case, the report was issued while Tasalia was still registered, so in principle it could be valid. However, if the financial institution requires that the appraiser be active in the register at the time of closing the operation, the report could be rejected. The developer will have to consult with its bank and, if necessary, commission a new appraisal from an active accredited company, assuming the cost and delay this entails.
If the report had been issued on April 10, 2026 or later, the situation would be clear: the appraisal would have no validity and would have to be repeated mandatorily.
What should companies do now?
- Review all ongoing operations that depend on appraisal reports issued by Tasalia Sociedad de Tasación, SA, identifying which ones have an issue date prior to April 8, 2026 and which ones are after.
- Contact the financial institution involved to confirm whether it accepts reports issued by Tasalia before the removal date or if it requires a new appraisal with a company currently registered in the Bank of Spain's register.
- Contract a new appraisal with an accredited and active appraisal company in the Special Register of the Bank of Spain if the operation requires it. Consult the Bank of Spain's official register to verify which entities are authorized.
- Update internal appraiser panels in the case of financial institutions, removing Tasalia from the lists of approved suppliers to prevent new appraisals from being commissioned from this entity.
- Inform clients and internal teams about the situation to prevent new operations from being initiated with Tasalia as the designated appraiser.
Frequently asked questions
Are appraisals issued by Tasalia still valid after its removal?
No. As of April 8, 2026, Tasalia Sociedad de Tasación, SA has been removed from the Special Register of appraisal companies of the Bank of Spain. Appraisals issued by companies not registered in this register have no validity for mortgage purposes or for regulated operations.
What should I do if I had contracted an appraisal with Tasalia for a mortgage operation?
You must contract a new appraisal with an appraisal company that is registered and active in the Special Register of the Bank of Spain. Ongoing operations that depend on Tasalia reports may be blocked if the report is not replaced with one issued by an accredited appraiser.
Where can I check which appraisal companies are accredited by the Bank of Spain?
The Bank of Spain publishes and maintains the Special Register of appraisal companies, where you can check which entities are authorized to issue appraisals with official validity for mortgage purposes in Spain.
Since when is Tasalia's removal from the Bank of Spain's register effective?
The removal of Tasalia Sociedad de Tasación, SA from the Special Register of appraisal companies of the Bank of Spain is effective as of April 8, 2026, although the resolution was published on April 20, 2026.
What entities are affected by Tasalia's removal?
Financial institutions, individuals and companies that had contracted appraisal services with Tasalia Sociedad de Tasación, SA are affected, especially those with ongoing mortgage or regulated operations that depend on reports issued by this entity.