Key data
| Regulation | Resolution of April 8, 2026, from the Bank of Spain, publishing the deregistration from the Special Register of appraisal companies of Col·lectiu Arquitectes Taxadors, SA |
|---|---|
| BOE Publication | April 20, 2026 |
| Effective date | April 8, 2026 |
| Affected entity | Col·lectiu Arquitectes Taxadors, SA |
| Affected register | Special Register of appraisal companies of the Bank of Spain |
| Category | Real Estate |
| Official source | BOE-A-2026-8694 |
If your company, your bank, or you yourself had contracted Col·lectiu Arquitectes Taxadors, SA to perform official valuations, you must act now. This company has been deregistered from the Special Register of appraisal companies of the Bank of Spain effective as of April 8, 2026, which means it has lost its authorization to issue appraisals with official validity.
The resolution was published in the BOE on April 20, 2026 with reference BOE-A-2026-8694. Its effects, however, are retroactive to the date of the resolution itself: April 8, 2026.
What does this regulation establish?
The Bank of Spain periodically publishes registrations and deregistrations in the Special Register of appraisal companies, the official list of entities authorized to issue homologated appraisals in Spain. Being listed in this register is an essential requirement for an appraiser to issue valid reports in mortgage operations and other regulated valuations.
This resolution establishes the deregistration of Col·lectiu Arquitectes Taxadors, SA from said register. As of April 8, 2026, this company:
- Cannot issue new appraisals with official validity.
- Cannot be contracted by financial entities for regulated valuations.
- Cannot be used by individuals or companies for appraisals linked to mortgage operations.
The regulation does not detail the specific reason for the deregistration, only publishes the registry fact with immediate effects from the date of the resolution.
Economic and operational impact
The direct impact is operational: any ongoing process that depended on an appraisal issued by Col·lectiu Arquitectes Taxadors, SA may be halted if the financial entity does not accept the report from an appraiser that no longer appears as authorized.
The main operational risks are:
- Delays in mortgage operations: If the appraisal was pending completion or the report had not yet been accepted by the bank, the operation may be blocked until a new appraisal is obtained from an authorized entity.
- Cost of repeating the appraisal: Contracting a new appraiser entails an additional cost, which varies depending on the type of property and the entity chosen, and falls on the client.
- Risk for financial entities: Banks that accept appraisals from this company issued after April 8, 2026 would be in breach of regulated valuation regulations.
For financial entities, the impact is also one of regulatory compliance: they must update their lists of homologated appraisers and remove Col·lectiu Arquitectes Taxadors, SA from their active panels immediately.
Who does it affect?
- Individuals who had contracted this appraiser for a mortgage in process.
- Companies that used this company for valuations of real estate assets for regulatory purposes.
- Financial entities (banks, savings banks, credit cooperatives) that had Col·lectiu Arquitectes Taxadors on their panel of homologated appraisers.
- Real estate developers who commissioned appraisals for project financing.
- Advisors and management firms that manage mortgage operations on behalf of clients.
Practical example
A real estate development company is in the process of financing a residential project. It had commissioned the appraisal of the land to Col·lectiu Arquitectes Taxadors, SA before April 8, 2026, but the report had not yet been delivered or accepted by the bank on that date.
Upon consulting the Bank of Spain's registry, the financing bank verifies that this appraiser no longer appears as authorized. The report cannot be accepted. The developer must contract a new appraiser registered and active in the registry, which entails:
- New appraisal cost (charged to the developer or client, depending on the contract).
- Delay in the financing approval process until the new report is available.
- Possible impact on the timeline of the real estate operation.
The solution is immediate: verify in the Bank of Spain's registry which appraisal companies are active and contract one of them without delay.
What should companies do now?
- Verify if you had contracted this appraiser: Review whether any ongoing operation—mortgage, asset valuation, financing—depended on an appraisal from Col·lectiu Arquitectes Taxadors, SA.
- Consult the Bank of Spain's registry: Access the Special Register of appraisal companies to identify which entities are currently active and authorized.
- Contract a new authorized appraiser: If you have an ongoing operation, commission the appraisal from a company listed as active in the registry. Do not wait for the bank to require it.
- Update the appraiser panel (financial entities): If you are a financial entity, remove Col·lectiu Arquitectes Taxadors, SA from your list of homologated appraisers effective immediately from April 8, 2026.
- Review pending appraisals for acceptance: If you have reports issued by this company that have not yet been formally accepted in an operation, consult with your financial entity whether it accepts them or if you must repeat the appraisal.
Frequently asked questions
What does it mean for an appraiser to be deregistered from the Bank of Spain's registry?
It means that it loses its authorization to issue appraisals with official validity. Its reports are no longer valid for mortgage operations or regulated valuations from the deregistration date, in this case April 8, 2026.
What happens with appraisals already performed by Col·lectiu Arquitectes Taxadors?
The resolution does not specify the treatment of previous appraisals. If you have an appraisal issued by this company and need to use it in a mortgage operation, consult with your financial entity whether it accepts it, since the appraiser no longer appears as authorized in the registry as of April 8, 2026.
How do I know if an appraiser is registered and active in the Bank of Spain's registry?
You can consult the Special Register of appraisal companies directly on the Bank of Spain's website. It is essential to verify that the appraiser appears as active before contracting its services for mortgage operations or regulated valuations.
When did the deregistration of Col·lectiu Arquitectes Taxadors take effect?
The deregistration is effective as of April 8, 2026, the date of the Bank of Spain's resolution, although it was published in the BOE on April 20, 2026.
What should financial entities that worked with this appraiser do?
They must stop accepting new appraisals issued by Col·lectiu Arquitectes Taxadors, SA and verify that all appraisers they work with appear active in the Bank of Spain's special registry. The update of the homologated appraiser panel must be immediate.