12 Articles
The Bank of Spain sets the reference mortgage rate at 3.077% for July 2026. Discover how it affects your variable mortga...
The Bank of Spain sets the IRS rates for July 2026 to calculate compensation for canceling a fixed-rate mortgage: from 2...
The Property Registry cannot cancel a mortgage by private request even if nullity is claimed. The only way is through co...
BBVA, Santander, CaixaBank, Sabadell and Bankinter, among those adhering to the Code of Good Practices for mortgages. Vu...
The Supreme Court clarifies whether a bank can cancel a mortgage with anticipated power of attorney and private zero-bal...
The Supreme Court clarifies that an irrevocable notarial power of attorney from the bank is NOT sufficient if complement...
The DGSJFP clarifies that a private zero-balance certificate is not sufficient to cancel a mortgage with anticipated pow...
The Supreme Court clarifies when mortgage cancellation through irrevocable advance power of attorney from the bank is va...
The DGSJFP limits registration formalism: if the declaration on non-habitual use already appears in the deed, the regist...
The DGSJFP confirms that no governmental appeal is available against entries already made in the Property Register. If t...
The Bank of Spain publishes IRS rates for June 2026: from 2.633% at 1 year to 3.224% at 20 years. Key information to cal...
The State extends until December 31, 2027 ICO guarantees to purchase a first home. New requirement: maximum net assets o...