12 Articles
The Bank of Spain sets the IRS at 3.129% for 1 year and 3.595% for 15 years in September 2026. Discover how much your ba...
The INE and Registrars agree to share data from the Commercial and Property Registers for official statistics. Discover ...
A ruling that voids the assignment of mortgage credit is not sufficient to modify the Property Registry. An express judi...
The Bank of Spain sets the IRS rates for August 2026 (from 2.814% at 1 year to 3.404% at 20 years) that determine the co...
The Bank of Spain sets the RODE at 2.888% for August 2026. If your mortgage is referenced to this official index, your n...
The Bank of Spain sets the reference mortgage rate at 3.077% for July 2026. Discover how it affects your variable mortga...
The Bank of Spain sets the IRS rates for July 2026 to calculate compensation for canceling a fixed-rate mortgage: from 2...
The Property Registry cannot cancel a mortgage by private request even if nullity is claimed. The only way is through co...
BBVA, Santander, CaixaBank, Sabadell and Bankinter, among those adhering to the Code of Good Practices for mortgages. Vu...
The Supreme Court clarifies whether a bank can cancel a mortgage with anticipated power of attorney and private zero-bal...
The Supreme Court clarifies that an irrevocable notarial power of attorney from the bank is NOT sufficient if complement...
The DGSJFP clarifies that a private zero-balance certificate is not sufficient to cancel a mortgage with anticipated pow...