The DGSJFP clarifies when a mortgage loan between individuals is subject to the real estate credit law
05 Nov 20261 views
Who is affected:
Individuals granting mortgage loans, notaries and property registrars
Summary
A registrar suspended a mortgage between individuals believing the lender was a professional. The DGSJFP resolves the appeal clarifying the criteria for habituality.
Detailed analysis
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The Directorate General for Legal Security and Public Faith resolves an appeal against the qualification of the registrar of Solsona, who suspended the registration of a mortgage between individuals by considering the lender to be a professional for having two mortgage loans. The appealing notary proved through consult…
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