Real Estate BOE Importance: 6/10

Bank of Spain publishes official mortgage interest rates for October 2026

04 Nov 2026 Effective: 04 Nov 2026 0 views
Who is affected:
Holders of variable-rate mortgages and financial institutions

Summary

The Bank of Spain publishes mortgage reference indices for October 2026. The one-year Euríbor stands at 3.239%.

Detailed analysis PRO

The Bank of Spain publishes monthly official reference interest rates for the mortgage market corresponding to October 2026. The one-year Euríbor, the most widely used index for variable-rate mortgages in Spain, stands at 3.239%. The five-year IRS reaches 3.455%, while rates based on €STR show an inverted curve, with t…

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Full official title

Resolución de 3 de noviembre de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.

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Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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