Real Estate BOE Importance: 3/10

The Property Registry must accept mortgage cancellation if the notary certifies that the representative has sufficient powers

01 Jul 2026 5 views
Who is affected:
Notaries, property registrars, banking entities and their representatives in mortgage cancellations

Summary

The General Directorate resolves a dispute on whether the notary must detail the powers of the banking representative when canceling a mortgage. It clarifies what requirements the notary's judgment of sufficiency must meet to register the cancellation.

Detailed analysis PRO

The DGSJFP resolves the appeal filed by a notary against the negative qualification of the Soria registrar who suspended the registration of a Kutxabank mortgage cancellation. The defect noted was the lack of description of the representative's specific powers and absence of adequate notary judgment of sufficiency. The…

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Full official title

Resolución de 18 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la calificación de la registradora de la propiedad de Soria n.º 1, por la que se suspende la inscripción de una escritura de cancelación de hipoteca.

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