The Property Registry must accept mortgage cancellation if the notary certifies that the representative has sufficient powers
01 Jul 202623 views
Who is affected:
Notaries, property registrars, banking entities and their representatives in mortgage cancellations
Summary
The General Directorate resolves a dispute on whether the notary must detail the powers of the banking representative when canceling a mortgage. It clarifies what requirements the notary's judgment of sufficiency must meet to register the cancellation.
Detailed analysis
PRO
The DGSJFP resolves the appeal filed by a notary against the negative qualification of the Soria registrar who suspended the registration of a Kutxabank mortgage cancellation. The defect noted was the lack of description of the representative's specific powers and absence of adequate notary judgment of sufficiency. The…
PRO exclusive content
Implicaciones prácticas, plazos y recomendaciones específicas para tu sector.
Resolución de 18 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la calificación de la registradora de la propiedad de Soria n.º 1, por la que se suspende la inscripción de una escritura de cancelación de hipoteca.
Catalonia requires the removal of asbestos from public buildings before 2028 and from all properties before 2032. The law regulates victims' rights and owners' ...
Property owners, construction companies, public administrations and workers in Catalonia
The DGSJ annuls the registrar of Arteixo's refusal to register the grouping of two properties coordinated with Catastro, considering the neighboring owner's obj...
Owners who group properties coordinated with Catastro and declare new construction in the Registry
The General Directorate resolves a State appeal regarding the registration in the Property Register of land expropriated for a motorway in Castilla y León. The ...
Public Administration, State Roads Department, property registers
The General Directorate confirms that a private application is not sufficient to rectify the registered description of a property; a formal file and complete te...
Heirs and owners who wish to register new construction or rectify property descriptions with cadastral discrepancies
The Property Registry denies registration of a new building because the structure occupies two separate properties that must be grouped first. The developer com...
Developers and companies declaring new buildings on registered properties in different municipalities