Real Estate BOE Importance: 5/10

Registration of a purchase option denied for concealing a prohibited pactum commissorium

14 Oct 2026 0 views
Who is affected:
Investors, lenders and property owners using purchase options as real estate security

Summary

The Property Registry refuses to register a purchase option that was actually a disguised guarantee on a dwelling, prohibited by the Civil Code.

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The Directorate General for Legal Security and Public Faith confirms the denial of registration of a deed of purchase option over an undivided half of a dwelling in Madrid. The registrar detected that the transaction concealed a prohibited pactum commissorium: the option could only be exercised upon default of a loan g…

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Full official title

Resolución de 5 de junio de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación negativa de la registradora de la propiedad de Madrid n.º 18, denegando la inscripción de una escritura de opción de compra.

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Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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