Real Estate BOE Importance: 4/10

Bank of Spain publishes official mortgage interest rates for May 2026

18 Jun 2026 Effective: 18 Jun 2026 666 views
Who is affected:
Holders of variable rate mortgages and financial entities with referenced loans

Summary

The Bank of Spain publishes the reference interest rates for the mortgage market in May 2026. The average rate for mortgages over three years stands at 2.986%.

Detailed analysis PRO

The Bank of Spain publishes monthly official reference interest rates for the mortgage market in accordance with Circular 5/2012. For May 2026, the average rate for mortgage loans over three years for free housing granted in Spain is 2.986%. The average rate for housing loans between one and five years in the euro area…

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Full official title

Resolución de 17 de junio de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.

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Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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