Sale of protected housing to bank subsidiary: registration requires notification to the Andalusian Board even if it is a dation in payment
06 Jun 2026
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Who is affected:
Developers, financial entities and real estate subsidiaries that transfer protected housing in Andalusia
Summary
The General Directorate resolves that the transfer of VPO to a subsidiary of the creditor bank does not constitute dation in payment and requires prior regional notification. Without this procedure, the property registry may suspend the registration.
Detailed analysis
PRO
The resolution analyzes whether the sale of protected housing (VPO) to a subsidiary company of the creditor bank can be considered dation in payment, thus exempting it from the obligation to notify the competent Andalusian Department. The DGSJFP confirms it does not: since the purchaser is a subsidiary and not the cred…
Full official title
Resolución de 4 de febrero de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación del registrador de la propiedad de Andújar, por la que se suspende la inscripción de una escritura de compraventa y subrogación de hipoteca por falta de ratificación de la subrogación de la hipoteca por parte de la entidad acreedora y la notificación de la transmisión de la venta de viviendas de protección oficial a la Consejería correspondiente de la Junta de Andalucía.