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BOE cambioslegales.es › Real Estate

Bank of Spain publishes official mortgage interest rates for July 2026

20 Aug 2026 4/10 Real Estate Effective: 20/08/2026

The Bank of Spain publishes mortgage reference indices for July 2026. The average rate for free housing over three years stands at 3.077%.

Holders of variable-rate mortgages and financial entities with referenced loans
BOE cambioslegales.es › Public Sector

State and Valencian Community negotiate discrepancies over anti-bureaucracy law

19 Aug 2026 4/10 Public Sector Effective: 19/08/2026

The central Government and the Generalitat Valenciana agree to negotiate their differences over several articles of the Valencian law aimed at reducing procedures and ensuring market unity.

Companies and citizens of the Valencian Community affected by regional administrative procedures
BOE cambioslegales.es › Energy

New liquefied petroleum gas piped prices from August 18, 2026

17 Aug 2026 4/10 Energy Effective: 18/08/2026

Maximum LPG piped prices are updated: 90.0025 c€/kg for end users and 75.0857 c€/kg for distributors. Effective from August 18, 2026.

Domestic consumers with piped LPG and LPG distribution companies
BOE cambioslegales.es › Other Regulations

Bus drivers in Castilla y León wildfires can drive more hours than usual

15 Aug 2026 4/10 Effective: 23/07/2026

Drivers who evacuated residents due to fires in Ávila and Zamora in July 2026 are temporarily exempt from driving hour limits and mandatory rest periods.

Bus companies and drivers who participated in evacuations due to fires in Castilla y León
BOE cambioslegales.es › Grants & Subsidies

Agreement between the Ministry of Social Rights and the University of Murcia to apply AI in public grants management

11 Aug 2026 4/10 Grants & Subsidies Effective: 11/08/2026

The Ministry of Social Rights and the University of Murcia will collaborate to research how to use artificial intelligence in public grants management. The goal is to improve administrative efficiency without replacing h...

Ministry of Social Rights, University of Murcia, public grants beneficiary entities
BOE cambioslegales.es › Social Security

Agreement to share Social Security affiliation data with Castilla y León

11 Aug 2026 4/10 Social Security Effective: 11/08/2026

The INSS and TGSS will transfer labor affiliation data to Castilla y León so that physicians can issue sick leave based on actual information about the patient's usual work.

Workers affiliated with Social Security in Castilla y León and their companies
BOE cambioslegales.es › Real Estate

Bank of Spain publishes reference rates for early mortgage cancellation in July 2026

11 Aug 2026 4/10 Real Estate Effective: 11/08/2026

The Bank of Spain publishes the IRS indices for July 2026 to calculate compensation in early cancellations of mortgage loans. The rates range from 2.718% at one year to 3.315% at twenty years.

Holders of fixed-rate mortgage loans who wish to cancel early
BOE cambioslegales.es › Real Estate

The Property Registry may suspend a rectified deed of new construction if the AJD tax is not paid for the rectification

10 Aug 2026 4/10 Real Estate

If you rectify a new construction deed and change surfaces, you must settle the AJD tax also for that rectification, not only for the original deed. Without this procedure, the Registry suspends the registration.

Owners who rectify new construction deeds and professionals in the real estate and notarial sectors
DOUE cambioslegales.es › European Regulations

New European regulation on welfare and traceability of dogs and cats

10 Aug 2026 4/10 European Regulations

The EU regulates the welfare of dogs and cats and establishes traceability systems for their identification and monitoring. It affects breeders, sellers and owners throughout Europe.

Breeders, sellers, shelters, online platforms and owners of dogs and cats in the EU