The Property Registry can reject purchase options that conceal real estate-backed loans
22 Oct 20264 views
Who is affected:
Property owners with debts, private lenders, notaries and property registrars
Summary
The General Directorate confirms that a purchase option that conceals a real estate-backed loan cannot be registered in the Registry. This protects the debtor against practices that circumvent mortgage regulations.
Detailed analysis
PRO
The General Directorate of Legal Security and Public Faith confirms the registry's refusal to register a purchase option on a property in Benissa for concealing a financing operation with real estate security. The contract provided for monthly payments, an initial premium and payments on account of preferred mortgage, …
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