The Property Registry must register early termination clauses in business mortgages even if stricter
23 Oct 20260 views
Who is affected:
Borrowing companies, financing entities and registrars in commercial mortgages on non-residential properties
Summary
The DGSJ rules that in mortgage loans between companies on rural properties, consumer protections do not apply, allowing broader early termination clauses.
Detailed analysis
PRO
The Dirección General de Seguridad Jurídica y Fe Pública upholds the appeal against the negative qualification by the Loja registrar, who suspended the registration of early termination clauses in a business mortgage. The resolution clarifies that the TS protective doctrine (STS 792/2009) and art. 693.2 LEC are designe…
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