The Property Registry must register mortgage assignments to non-banking companies if they comply with the Mortgage Loan Law
13 Jun 202660 views
Who is affected:
Companies and funds purchasing mortgage credits, consumer mortgage debtors and property registrars
Summary
The General Directorate resolves a dispute regarding the assignment of a mortgage from Banco Sabadell to a private company, clarifying when Law 2/2009 on consumer mortgage protection applies.
Detailed analysis
PRO
The DGSJFP resolves the appeal filed by Siasol Marbella SL against the registration suspension of a mortgage credit assignment acquired from Banco Sabadell. The registrar required proof of registration in the State Registry of lenders and civil liability insurance pursuant to Law 2/2009, after detecting ten active mort…
PRO exclusive content
Implicaciones prácticas, plazos y recomendaciones específicas para tu sector.
Resolución de 2 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación del registrador de la propiedad de Estepona n.º 1, por la que se suspende la inscripción de una cesión de crédito hipotecario.
Catalonia requires the removal of asbestos from public buildings before 2028 and from all properties before 2032. The law regulates victims' rights and owners' ...
Property owners, construction companies, public administrations and workers in Catalonia
The DGSJ annuls the registrar of Arteixo's refusal to register the grouping of two properties coordinated with Catastro, considering the neighboring owner's obj...
Owners who group properties coordinated with Catastro and declare new construction in the Registry
The General Directorate resolves a State appeal regarding the registration in the Property Register of land expropriated for a motorway in Castilla y León. The ...
Public Administration, State Roads Department, property registers
The General Directorate confirms that a private application is not sufficient to rectify the registered description of a property; a formal file and complete te...
Heirs and owners who wish to register new construction or rectify property descriptions with cadastral discrepancies
The Property Registry denies registration of a new building because the structure occupies two separate properties that must be grouped first. The developer com...
Developers and companies declaring new buildings on registered properties in different municipalities