Real Estate BOE Importance: 5/10

The State reduces guarantees for social housing to 375 million and flexibilizes loan conditions

05 Sep 2026 Effective: 31 Jul 2026 59 views
Who is affected:
Public and private promoters of social or affordable rental housing using ICO guarantees

Summary

The ICO-Ministry of Housing agreement is modified to reduce state guarantees for social housing from 2,000 to 375 million euros. Conditions are also flexibilized to change the borrower of the guaranteed loan.

Detailed analysis PRO

The addendum to the ICO-MIVAU agreement drastically reduces the maximum amount of state guarantees for the Social Housing Promotion Facility, from 2,000 million to 375 million euros, as a result of the PRTR Simplification Addendum approved in December 2025. The administration commissions that the Ministry will pay to I…

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Full official title

Resolución de 26 de agosto de 2026, de la Subsecretaría, por la que se publica la Adenda del Convenio entre el Instituto de Crédito Oficial, E.P.E., y el Ministerio de Vivienda y Agenda Urbana, para la gestión de avales por cuenta del Estado de la «Facilidad para promoción de vivienda social».

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