Real Estate BOE Importance: 6/10

Bank of Spain publishes official mortgage interest rates for August 2026

02 Sep 2026 Effective: 02 Sep 2026 170 views
Who is affected:
Mortgagors with variable-rate loans and financial institutions

Summary

The Bank of Spain publishes the official interest rates of the mortgage market for August 2026. The one-year Euribor stands at 2.954%.

Detailed analysis PRO

The Bank of Spain publishes monthly the official reference interest rates of the mortgage market in accordance with Circular 5/2012. In August 2026, the one-year Euribor stands at 2.954%, a key figure for the revision of variable-rate mortgages. The five-year IRS reaches 3.067%, while the one-year €STR stands at 2.002%…

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Full official title

Resolución de 1 de septiembre de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.

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Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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