Purchase option registration denied in Benidorm due to suspicion of concealing a mortgage-backed loan
11 Jun 202672 views
Who is affected:
Property owners, real estate lenders, notaries and property registrars
Summary
The General Directorate refuses to register a purchase option on a property in Benidorm because the evidence suggests it conceals a prohibited pactum commissorium, that is, a loan guaranteed by the real estate.
Detailed analysis
PRO
The resolution confirms the registration refusal to register a purchase option on a property in Benidorm due to evidence that the contract conceals a pactum commissorium. Suspicious elements include: option price paid to a company unrelated to the owner, purchase price (€80,000) significantly lower than appraised value…
PRO exclusive content
Implicaciones prácticas, plazos y recomendaciones específicas para tu sector.
Resolución de 17 de febrero de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la negativa de la registradora de la propiedad de Benidorm n.º 3 a inscribir una escritura de opción de compra.
The General Directorate confirms that the Registry may reject the deposit of the tourist rental information form if the registration number is revoked or the ap...
Owners and managers of short-term tourist accommodations in Spain
The Property Registry refuses to register two inherited properties because one was already registered in the name of another party and the others do not match t...
Heirs attempting to register for the first time unregistered properties under art. 205 LH
The General Directorate resolves an appeal regarding the refusal to register the georeferencing of a property in Felanitx due to possible invasion of an adjacen...
Property owners processing georeferencing of properties and their registered neighbors
The General Directorate rules that converting a property into tourist accommodation in Madrid requires the favorable vote of 60% of the owners' community if mun...
Owners and investors who want to convert properties or dwellings into tourist accommodation in homeowners' associations
The General Directorate confirms that rectifying a registration error affecting another property requires the consent of the affected owner or a judicial resolu...
Property owners with conceptual errors in the Property Registry affecting third-party properties
A resolution clarifies that to register a divorce judgment in the Property Registry, prior registration in the Civil Registry must be proven. It also requires d...
Divorced persons who wish to register allocations of real estate derived from divorce judgments