Real Estate BOE Importance: 5/10

Purchase option registration denied in Benidorm due to suspicion of concealing a mortgage-backed loan

11 Jun 2026 27 views
Who is affected:
Property owners, real estate lenders, notaries and property registrars

Summary

The General Directorate refuses to register a purchase option on a property in Benidorm because the evidence suggests it conceals a prohibited pactum commissorium, that is, a loan guaranteed by the real estate.

Detailed analysis PRO

The resolution confirms the registration refusal to register a purchase option on a property in Benidorm due to evidence that the contract conceals a pactum commissorium. Suspicious elements include: option price paid to a company unrelated to the owner, purchase price (€80,000) significantly lower than appraised value…

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Full official title

Resolución de 17 de febrero de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la negativa de la registradora de la propiedad de Benidorm n.º 3 a inscribir una escritura de opción de compra.

View original source (BOE)

Affected sectors

Self-employed SMEs

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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