BBVA obtains official approval for its fixed-rate loan contract model for purchase of goods
13 Jun 2026
Effective: 01 Jun 2026
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Who is affected:
BBVA customers requesting fixed-rate loans for the purchase of movable property
Summary
The General Directorate of Legal Security approves BBVA's fixed-rate loan contract model for financing the purchase of goods. The model includes annexes on amortization, SEPA domiciliation and data protection.
Detailed analysis
PRO
The General Directorate of Legal Security and Public Deed has approved BBVA's standardized fixed-rate loan contract model with code AC-B, intended to finance the purchase of movable property. This model has passed the report from the Central Movable Property Registry and the approval of the legal advisor assigned to th…
Full official title
Resolución de 1 de junio de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, por la que se aprueba el modelo de contrato de préstamo para financiar la compra de bienes a tipos de interés fijo, y sus anexos, con letras de identificación «AC-B», para ser utilizado por Banco Bilbao Vizcaya Argentaria, SA.