Real Estate BOE Importance: 3/10

BBVA obtains official approval for its fixed-rate loan contract model for purchase of goods

12 Jun 2026 Effective: 01 Jun 2026 20 views
Who is affected:
BBVA customers who finance the purchase of movable property at fixed interest rates

Summary

The Ministry approves BBVA's fixed-rate loan contract model for financing goods purchases. This model can now be officially used in consumer credit operations.

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The General Directorate of Legal Security and Public Faith approves BBVA's contractual model «AC-A» for fixed-rate interest loans intended to finance the purchase of goods. The model includes annexes for amortization schedule, SEPA mandate, data protection policy and information sheets for buyers and guarantors. This p…

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Full official title

Resolución de 1 de junio de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, por la que se aprueba el modelo de contrato de préstamo para financiar la compra de bienes a tipos de interés fijo, y sus anexos, con letras de identificación «AC-A», para ser utilizado por Banco Bilbao Vizcaya Argentaria, SA.

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Affected sectors

Self-employed SMEs Retail & Trade

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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