BBVA obtains official approval for its fixed-rate loan contract model for purchase of goods
12 Jun 2026Effective: 01 Jun 202676 views
Who is affected:
BBVA customers who finance the purchase of movable property at fixed interest rates
Summary
The Ministry approves BBVA's fixed-rate loan contract model for financing goods purchases. This model can now be officially used in consumer credit operations.
Detailed analysis
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The General Directorate of Legal Security and Public Faith approves BBVA's contractual model «AC-A» for fixed-rate interest loans intended to finance the purchase of goods. The model includes annexes for amortization schedule, SEPA mandate, data protection policy and information sheets for buyers and guarantors. This p…
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