SMEs

Regulations impacting small and medium-sized enterprises

2958 regulations

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Real Estate BOE

Bank of Spain publishes reference rates for early mortgage cancellations in September 2026

The Bank of Spain publishes the IRS indices for September 2026 to calculate compensation in early cancellations of mortgage loans. The rates range from 3.129% a...

Holders of fixed-rate mortgages canceling early and financial institutions

12 Oct 2026 Read more

European Regulations DOUE

EU appoints new chair of the European Securities and Markets Authority (ESMA)

The EU Council has officially appointed the chair of ESMA, the European regulator of financial markets. This appointment affects the supervision of stock exchan...

Financial entities, fund managers, listed companies and national regulators in the EU

12 Oct 2026 Read more

European Regulations DOUE

Correction of Errors in the European Regulation on the European Defence Industry Programme (EDIP)

Errors in the European regulation establishing the support programme for the EU defence industry are corrected. It affects defence sector companies participatin...

Defence sector companies, Member States and EU contracting entities

12 Oct 2026 Read more

European Regulations DOUE

EU updates sanctions against North Korea

The EU Council modifies the restrictive measures in force against North Korea. Economic sanctions and restrictions applicable to that country are updated.

Companies and entities with commercial or financial links to North Korea

12 Oct 2026 Read more

Real Estate BOE

The INE and Registrars sign an agreement to share registration data for statistical purposes

The INE and the College of Registrars agree to share data on mortgages, property transfers and commercial companies to produce official statistics. The agreemen...

INE, Property and Commercial Registrars, companies with data in public registries

10 Oct 2026 Read more

Grants & Subsidies BOE

Direct subsidy to the Government of La Rioja for the National Center for Packaging Technologies (CENTIDE)

The State grants a direct subsidy to La Rioja to finance equipment for the R&D&i center in the packaging and materials sector. The project aims to position the ...

Autonomous Community of La Rioja, industrial packaging and materials sector, agrifood companies

09 Oct 2026 Read more

Real Estate BOE

Denied unique registration number for tourist rental in Vélez-Málaga due to lack of documentation and statutory prohibition

The General Directorate dismisses the appeal of a property owner who was denied registration of his dwelling as a tourist rental for failing to provide the regi...

Owners of tourist dwellings in property communities in Andalusia

09 Oct 2026 Read more

Real Estate BOE

The registrar may suspend executions on assets of companies in insolvency proceedings

A registrar suspended the issuance of certification of charges on properties of a company in insolvency proceedings. The General Directorate confirms this is co...

Creditors with attachments on assets of companies in insolvency proceedings

09 Oct 2026 Read more

Corporate & Business BOE

The Commercial Registry must accept accounts even if capital appears as pending registration at year-end

An SL can file its accounts even if capital appears in current liabilities if the articles of incorporation were not registered at year-end. The DGSJFP rules in...

Newly incorporated companies whose registration occurs after the close of the first fiscal year

09 Oct 2026 Read more

Real Estate BOE

DGRN clarifies when a deed already rejected by the Property Registry can be resubmitted

A resolution clarifies that it is not possible to re-register a deed already judicially denied by merely adding a supplementary deed. Res judicata prevents reop...

Notaries, property owners and developers with deeds denied at the Property Registry

09 Oct 2026 Read more

European Regulations DOUE

The EU updates its sanctions list against persons linked to the Islamic State and Al-Qaeda

The European Commission modifies for the 362nd time the list of persons and entities sanctioned for their links to Daesh and Al-Qaeda. These sanctions involve a...

Financial entities, companies with international activity and any person operating with sanctioned listed persons

09 Oct 2026 Read more

European Regulations DOUE

EU temporarily eliminates tariffs on Armenian products to support its economy

The EU applies temporary measures to facilitate the import of Armenian products without tariffs. It seeks to provide economic support to the country in a comple...

European and Spanish importers of Armenian products, manufacturing and agri-food sectors

09 Oct 2026 Read more

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