SMEs in R&D+i can defer public loans without providing guarantees
01 Aug 2026Effective: 01 Aug 2026155 views
Who is affected:
SMEs with high R&D+i investment benefiting from public loans from state calls 2014-2021
Summary
SMEs with high R&D+i investment will be able to defer and split the payment of public loans without guarantees. The procedure and documentation required to benefit from this facility are regulated.
Detailed analysis
PRO
This ministerial order updates and expands the deferment and installment mechanism with guarantee waiver for high-intensity R&D+i investing SMEs that have outstanding loans from the State R&D+i Plans 2013-2016, 2017-2020 and 2021-2023. The Ministry of Science will issue certifications identifying eligible cases, facili…
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