The ICO may register corporate mortgages for affordable rental housing with special clauses
08 Jul 2026
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Who is affected:
Financial entities, real estate developers and registrars in corporate mortgages for affordable housing
Summary
The General Directorate resolves an ICO appeal regarding a mortgage for building affordable rental housing in Alicante. The debate centers on which clauses of the corporate loan may be registered in the Property Registry.
Detailed analysis
PRO
The General Directorate of Legal Security and Public Faith resolves the appeal filed by the Instituto de Crédito Oficial against the qualification of the Property Registrar of Alicante n.º 5, which suspended the registration of numerous clauses of a corporate mortgage to finance the construction of social rental housin…
Full official title
Resolución de 26 de marzo de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación del registrador de la propiedad de Alicante n.º 5, por la que se suspende la inscripción de ciertos pactos en una escritura de préstamo hipotecario de carácter empresarial para la construcción de viviendas de alquiler social o asequible.