The State extends guarantees until 2027 for young people and families to purchase their first home
02 Jul 2026Effective: 02 Jul 2026237 views
Who is affected:
Young people under 35 years of age and families with minors who wish to purchase their first home
Summary
The State guarantee line is extended until December 2027 to allow young people under 35 years of age and families with children to purchase their first home. The net asset limit for applicants is also updated to 150,000 euros.
Detailed analysis
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The addendum modifies the original agreement from April 2024 between the Ministry of Housing and the ICO, extending the deadline for formalizing operations by two more years, until December 31, 2027. By October 2025, 8,549 operations had been formalized with guarantees totaling 206.6 million euros, covering mortgage fi…
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