ECB designates internal officials to approve changes in banks' credit rating systems
11 Sep 2026Effective: 01 Sep 20269 views
Who is affected:
Significant credit institutions directly supervised by the ECB in the eurozone
Summary
The European Central Bank appoints unit heads with delegated authority to approve modifications in the models that banks use to calculate their minimum capital against credit risks.
Detailed analysis
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This ECB Decision establishes the formal designation of work unit heads with delegated powers to adopt decisions on substantial modifications in the Internal Ratings-Based (IRB) systems that credit institutions use to calculate their own funds requirements for credit risk. It is framed within the Single Supervisory Mec…
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OJ:L_202602040: Decisión (UE) 2026/2040 del Banco Central Europeo, de 1 de septiembre de 2026, por la que se designan jefes de unidades de trabajo que adopten decisiones delegadas sobre modificaciones sustanciales de los sistemas de calificación para el cálculo de los requisitos de fondos propios para el riesgo de crédito (BCE/2026/24)
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