ECB updates who can approve internal risk models in supervised banks
11 Sep 202691 views
Who is affected:
Significant credit institutions directly supervised by the ECB
Summary
The European Central Bank modifies how it internally delegates decisions on risk models used by major European banks. It affects banking supervision but does not change direct obligations for companies.
Detailed analysis
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This ECB decision amends Decision (EU) 2021/1442, which regulates the internal delegation of competencies to approve or reject internal risk models used by significant credit institutions under the Single Supervisory Mechanism. Internal models allow banks to calculate their own capital requirements, making their approv…
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OJ:L_202602037: Decisión (UE) 2026/2037 del Banco Central Europeo, de 21 de agosto de 2026, por la que se modifica la Decisión (UE) 2021/1442 sobre la delegación de la facultad para adoptar decisiones relativas a modelos internos y a la ampliación de plazos (BCE/2021/38) (BCE/2026/20)
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