Denial of cancellation of ownership reserve for a car financed by BBVA after credit securitization
13 Jun 2026118 views
Who is affected:
Vehicle buyers with financing and ownership reserve registered in the Registro de Bienes Muebles
Summary
A buyer was unable to cancel the ownership reserve of his vehicle even though BBVA assigned the credit to a securitization fund. The DGSJFP confirms that consent from the registered owner or a court order is required.
Detailed analysis
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The Dirección General de Seguridad Jurídica y Fe Pública resolves an appeal regarding cancellation of ownership reserve in the Registro de Bienes Muebles. The buyer argued that BBVA had securitized the credit in 2022 and was no longer the creditor, making the registered reserve inaccurate. The registrar denied cancella…
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