Real Estate BOE Importance: 3/10

Denial of cancellation of ownership reserve for a car financed by BBVA after credit securitization

13 Jun 2026 27 views
Who is affected:
Vehicle buyers with financing and ownership reserve registered in the Registro de Bienes Muebles

Summary

A buyer was unable to cancel the ownership reserve of his vehicle even though BBVA assigned the credit to a securitization fund. The DGSJFP confirms that consent from the registered owner or a court order is required.

Detailed analysis PRO

The Dirección General de Seguridad Jurídica y Fe Pública resolves an appeal regarding cancellation of ownership reserve in the Registro de Bienes Muebles. The buyer argued that BBVA had securitized the credit in 2022 and was no longer the creditor, making the registered reserve inaccurate. The registrar denied cancella…

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Full official title

Resolución de 25 de febrero de 2026, de la Dirección General de Seguridad Jurídica y Fe Pública, en el recurso interpuesto contra la nota de calificación extendida por el registrador de bienes muebles I de Madrid, por la que se deniega una solicitud de cancelación de reserva de dominio y otras cuestiones.

View original source (BOE)

Affected sectors

Self-employed SMEs Transport

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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