Tax & Revenue DOUE Importance: 4/10

Correction of errors in European consumer credit regulations

22 Sep 2026 9 views
Who is affected:
Financial entities, lenders, banks and consumers who subscribe to credit agreements

Summary

Technical errors in the European directive regulating loans and credit to consumers are corrected. It affects the regulation that replaced the previous 2008 consumer credit law.

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This error correction affects Directive (EU) 2023/2225 on consumer credit contracts, which modernized the European regulatory framework by repealing Directive 2008/48/CE. The original directive establishes transparency obligations, pre-contractual information requirements and creditworthiness assessment for financial e…

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Full official title

OJ:L_202690798: Corrección de errores de la Directiva (UE) 2023/2225 del Parlamento Europeo y del Consejo de 18 de octubre de 2023 relativa a los contratos de crédito al consumo y por la que se deroga la Directiva 2008/48/CE (DO L, 2023/2225, 30.10.2023)

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Affected sectors

Self-employed SMEs Retail & Trade

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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