Banks adhering to the Code of Good Practices for mortgage debtors without resources (2nd quarter 2026)
27 Jul 2026Effective: 27 Jul 202684 views
Who is affected:
Mortgage debtors in difficulties and financial entities with mortgages on primary residences
Summary
The updated list of financial entities adhering to the Code of Good Practices protecting mortgage debtors in difficulties is published. It includes the main banks and rural savings banks in Spain.
Detailed analysis
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The State Secretariat for Economy publishes the quarterly update of the list of entities adhering to the Code of Good Practices regulated by RDL 6/2012, as modified by RDL 19/2022. This code requires adhering entities to offer mortgage debt restructuring mechanisms to debtors without resources, including payment deferr…
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