Real Estate BOE Importance: 4/10

Bank of Spain publishes official mortgage interest rates for September 2026

20 Oct 2026 Effective: 20 Oct 2026 2 views
Who is affected:
Holders of variable-rate mortgages referenced to official indices of the Bank of Spain

Summary

The Bank of Spain updates the reference interest rates for the mortgage market for September 2026. The average rate for mortgages over three years stands at 3.189%.

Detailed analysis PRO

The Bank of Spain publishes these official indices monthly in accordance with Circular 5/2012. The average rate for mortgage loans over three years for free housing in Spain is set at 3.189%, while the average European rate for housing loans between one and five years stands at 3.600%. These indices are relevant for va…

PRO exclusive content

Implicaciones prácticas, plazos y recomendaciones específicas para tu sector.

Desbloquear análisis PRO Ver planes y precios

Full official title

Resolución de 19 de octubre de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.

View original source (BOE)
Your company in Real Estate too? Sponsor it →

Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

PRO Plan

Alerts, detailed analysis and daily email digest.

From 9.99 EUR/month

Related regulations

Almost there