Real Estate BOE Importance: 6/10

Bank of Spain publishes official mortgage interest rates for September 2026

02 Oct 2026 Effective: 02 Oct 2026 36 views
Who is affected:
Variable-rate mortgage holders, financial institutions and holders of mortgage loans

Summary

The Bank of Spain publishes the official indices of the mortgage market for September 2026. The one-year Euribor stands at 3.247%.

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The Bank of Spain publishes monthly official mortgage reference interest rates in accordance with Circular 5/2012. In September 2026, the one-year Euribor stands at 3.247%, coinciding with Mibor. The five-year IRS reaches 3.450%, while shorter Euribor terms range between 2.289% weekly and 2.635% quarterly. The €STR sho…

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Full official title

Resolución de 1 de octubre de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.

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Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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