Real Estate BOE Importance: 3/10

Bank of Spain publishes official mortgage interest rates for June 2026

18 Jul 2026 Effective: 18 Jul 2026 23 views
Who is affected:
Holders of mortgages referenced to official rates of the Bank of Spain

Summary

The Bank of Spain publishes the official mortgage reference interest rates for June 2026. The average rate for mortgages over three years stands at 3.049%.

Detailed analysis PRO

The Bank of Spain publishes these official reference indices monthly in accordance with Circular 5/2012. The average rate for mortgage loans over three years for free housing in Spain stands at 3.049% in June 2026. The average rate for housing loans between one and five years in the euro area reaches 3.470%. These indi…

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Full official title

Resolución de 17 de julio de 2026, del Banco de España, por la que se publican determinados tipos de interés oficiales de referencia del mercado hipotecario.

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Affected sectors

Self-employed SMEs Construction

Categories

Tax & Revenue Labour & Employment Corporate & Business Data Protection Social Security European Regulations Grants & Subsidies Other Regulations Public Sector Education Energy Agriculture & Fisheries Real Estate

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